Cox Law Group is a Debt Relief Agency. Our attorneys help people file for Bankruptcy under the Bankruptcy Code. We offer free consultations with an experienced bankruptcy attorney to determine whether or not bankruptcy is right for you. Bankruptcy can help to eliminate or reduce taxes, stop garnishments, stop foreclosures, stop repossessions, reduce car payments and wipe out credit card debt. We handle bankruptcies for consumer debtors and not creditors, and we do our best to keep our fees as low as possible. A consumer debtor typically chooses between filing a Chapter 7 bankruptcy, a Chapter 13 bankruptcy, and in some cases, a Chapter 11 bankruptcy. Chapter 7 and Chapter 13 bankruptcies are the most common. A debtor filing a Chapter 13 bankruptcy is often able to file the case through our office by paying no attorneys fees up front before the case and only paying the court costs and expenses to file the case. A Chapter 13 case is essentially a bankruptcy approved debt payment plan. Most Chapter 13 bankruptcy clients pay their attorneys fees to our office through a reasonable debt repayment plan that is part of their Chapter 13 bankruptcy plan. We also charge reasonable Chapter 7 bankruptcy attorneys fees and work closely with the client through the process to help them eliminate their credit card debt and their medical debt through the Chapter 7 bankruptcy process. Call us today and meet with one of our attorneys, David Cox, David Wright, Janice Hansen, or Heidi Shafer, for free. Serving Lynchburg, Bedford, Danville, Charlottesville, Farmville, Harrisonburg, Staunton VA. Please Call for your free appointment. We want to help you lift the heavy burden of uncontrollable debt from your shoulders and your family's lives. Call NOW 1-800-254-2760. Our mission is simple. We seek to provide our clients with assistance managing or eliminating debt through thoughtful, skilled and personalized legal advice, prompt, courteous and compassionate service, and helpful guidance through the Bankruptcy process. We strive to make our clients? experience going through the Bankruptcy process as comfortable as possible. We limit our practice to representing only individuals and families going through the Bankruptcy process. We do not represent creditors or handle cases in any other areas of the law. Our attorneys are leaders in the field of Bankruptcy. Mr. Cox serves on the Board of Governors for the Bankruptcy Section of the Virginia State Bar and speaks regularly at seminars across the state organized to train other lawyers on how to handle Bankruptcy cases and the difficult legal issues that sometimes arise in them. He is the co-editor of the Virginia Bankruptcy Handbook, a desk reference guide published throughout the state for Bankruptcy lawyers. He also was named by his peers as one of the best Bankruptcy lawyers in the state as a part of Virginia Business Magazine?s list of the ?Legal Elite.? We have strong relationships with the Court personnel and the Trustees that oversee the Bankruptcy process. Our staff is also highly trained and focuses 100% on Bankruptcy related issues. We are constantly looking at ways to improve what we do. If you ever have a suggestion or comment, please feel free to share it with anyone on our staff, leave a note in the Suggestion Box in our Waiting Room, or email us through our website. David Cox is based in Lynchburg, with an additional office in Danville, and practices bankruptcy law throughout the Western District of Virginia. His practice and the practice of his firm focus exclusively on the representation of consumer debtors in bankruptcy and related proceedings. Prior to entering private practice, Mr. Cox served as a judicial law clerk for the Hon. William E. Anderson, Bankruptcy Judge for the Western District of Virginia. He is a member of the Virginia State Bar's Board of Governors for the Bankruptcy Section and he was included in Virginia Business Magazine's list of the best Bankruptcy lawyers in the st