Started in 1970 with 5 members as the IBM Manassas Employees Federal Credit Union, SYNERGY ONE has grown into a $190 million full-service credit union with over 32,000 members. SYNERGY ONE is a community credit union. We serve a "field of membership" based on geography. Everyone who lives, works, worships, or goes to school in Prince William County, Manassas, and Manassas Park, Virginia is eligible to join the credit union. We are not a bank, we are a credit union. We may offer similar products but our philosophies and operational structure are completely different. When you open a $25 savings account at SYNERGY ONE, you’re instantly a member but you're also an owner of SYNERGY ONE. As an owner, you reap the benefits of the credit union's success. Our success is returned to you in the form of Lower loan interest rates Higher dividends on share deposits No or lower fees as compared to those offered by for profit banks. A credit union is a non-profit financial cooperative —people helping people— one member’s savings deposit is another member’s loan. The more products you use, the more everyone benefits. At a bank, it’s the bank’s stockholders and paid board of directors who profit from the bank's success, not the bank’s customers. Products & Services -------------------------------------------------------------------------------- “Synergy One Federal Credit Union offers an array of products and services to meet the needs of a diverse membership. Our member service representatives would love to meet with you to discuss how the products and services at Synergy One are perfect for any financial management plan. Membership Savings Account -------------------------------------------------------------------------------- You're a member of SYNERGY ONE Federal Credit Union with a $25 deposit into a dividend-earning* savings account. Once the account is established you're eligible for all products and services. A minimum of $25 must be maintained at all times.