CapEd FCU, Capital Educators, where membership supports education!Capital Educators Federal Credit Union is a financial cooperative, owned and operated by its members. This is what distinguishes credit unions from other financial institutions. Members put their money in a variety of savings accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements are met, loan income is returned to all members in the form of dividends and comprehensive financial services.CapEd FCU is governed by a board of directors that establishes and reviews policy. The directors are credit union members who are elected by the membership and serve without pay. Every member has one vote, regardless of how much he or she has on deposit. In a credit union, there is no select group of shareholders that profits more than anyone else. All members profit, individually and collectively.CapEd FCU is a $230 million asset financial institution with over 33,362 members. Its mission is to provide quality and fairly-priced financial services for our members.The mission of CapEd Federal Credit Union is to promote thrift and provide a wide range of quality financial services to our members, while maintaining a financially sound institution.