As a community bank, we have been serving customers and our communities since 1854. We are fully committed to remaining independent and to continuing our long-standing commitment of community involvement and civic leadership. We know that giving back is the best way forward.There are many ways to access the wide range of products and services at the Newburyport Five Cents Savings Bank Internet, phone, ATM, or in-person. I encourage you to stop by one of our branches. You will find knowledgeable, experienced people. You will also find nice people who want you to feel welcome.I want to thank our customers for their business and their support of The Newburyport Five Cents Savings Bank. If there is any way for us to improve our services or if you have other suggestions, please contact me directly at (978) 225-8703 or by e-mail at reaton@newburyportbank.comSincerely,Richard A. EatonPresident and CEO