Debt Problems? You are not alone! People are in debt today for many reasons like unemployment, a prolonged illness and many more hardships. For whatever reason, people who are in financial difficulty often need professional guidance. Almost always, people who have a financial crisis panic and declare bankruptcy. Getting another loan to pay your current bills does not resolve the problem. Or even worse, many people simply ignore the problem until it is too late.If you feel overwhelmed with credit card debt, tired of harassing phone calls, a credit counseling program may help you get back on your feet. Let a trained professional credit counselor review your debts,payments & budget history.We will work with lenders and credit card companies, to agree to lessen or eliminate interest and other surcharges for late payments that you may have. This monthly payment in most cases will be much less than what you pay for each individual account. We will work directly with creditors for you. We immediately contact them and negotiate, thus resulting in smaller monthly payments and interest rates.Call American Credit Solutions Today For A Free Credit Evaluation.