"Are you being harassed by debt collectors? Are you facing a foreclosure? Talk to a bankruptcy lawyer today. Millions of people need help getting out of financially stressful situations and are looking at filing bankruptcy. If this sounds familiar, you are not alone and there are options. These problems will not go away by ignoring them. You must take action now. In these difficult financial times it is more important than ever to understand your options under the new United States Bankruptcy Code. Filing bankruptcy may or may not be the right solution to your financial problems. There are several options including debt consolidation, credit counseling and debt negotiation. Chapter 7 is still available to most people who still need it. Consult a bankruptcy lawyer to see how the new law affects your case. Stop feeling like you're drowning in debt.