Companies have difficulties qualifying for traditional bank financing due to their length of time in business, credit rating, or financial strength. Factoring and/or accounts receivable financing provides your company with almost immediate cash flow from the completion of sale. Unlike traditional bank financing, factoring relies on the financial strength and credit worthiness of your customers, not just you.Factoring goes hand in hand with your cash management, giving you some predictability in how you can plan to meet your monthly obligations... Companies have difficulties qualifying for traditional bank financing due to their length of time in business, credit rating, or financial strength.