Experience The Hometown Advantage Of Full Service Banking With Community Commitment And Local Decisions. First Bank of Coastal Georgia is a full service bank and is here to help you with any of your financial needs, whether it is a deposit account or if you need a loan. As a community bank we can help with a variety of loan products. We now offer residential mortgage loans for your short term needs or regular mortgage products, from 15 to 30 years and at fixed rates. Rates are at all time lows and we would like to help you lower your existing home payments or to purchase that new home. If you would like to explore your options with these products, please do not hesitate to call or stop by to talk to one of our loan officers in either of our Pembroke or Richmond Hill locations.