Established in 1894, Farmers Building and Savings Bank is one of Beaver County's few remaining independent financial associations. The bank offers premium-rate passbook savings that earn interest from day of deposit to day of withdrawal. Farmers also offers Christmas Club accounts, as well as direct deposit of payroll, social security and pension checks. Funds are insured by the Federal Deposit Insurance Corporation (FDIC). Farmers specializes in mortgage, equity and home improvement loans. The bank also offers do-it-yourself construction loans to enable those who have construction knowledge to assist in the building of their home. The bank has drive-thru facilities, off-street parking and is handicapped accessible. Farmers Building & Savings Bank -- Passbook Savings, Christmas Clubs, Mortgage Loans, Home Equity Loans, Owner-Builder Construction Loans.