A collection of independent, non-profit associations in each state in which they operate, the American Farm Bureau was founded nearly 90 years ago to create an effective political lobbying force for the nation's farmers. The various Farm Bureau associations require membership to purchase their insurance products, and, like an automobile association, anyone can join a local Farm Bureau for a fee and obtain discounts on various types of insurance coverage. Most state Farm Bureaus offer various automobile, life and home insurance policies. Most also provide health insurance via Blue Cross-Blue Shield and others.