We operate independently across investment firms, lenders and insurers to help secure the most appropriate product, helping keep costs to an absolute minimum.
* Savings and investment recommendations are fully costed keeping provider, platform and adviser charges to an absolute minimum; and for managed portfolios we aim to reduce the risk but maintain returns by reducing charges.
* Our investment recommendations often combine index tracker and actively managed portfolios spread accross regions and sectors reflecting your risk profile, investment time horizon and capacity for loss. We'll also aim to make effective use of personal and business tax allowances.
* Under no circumstances should any of the information contained within this article/ website be constructed as advice.
* Heathcote Financial Planning is a trading name of The Mortgage and Protection Partnership Ltd. FCA 612049
* Your home is at risk if you do now maintain a mortgage or other loan secured against the property.