Based in Salem, Oregon Employees Federal Credit Union has been member owned since 1964. We provide savings and loan services to those who live or work in Marion, Polk or Yamhill Counties. Here are four good reasons you should make us your financial institution:* You're more than a customer, you're a member,* Locally-owned means local decision-making,* Not for profit means lower loan rates, higher dividends and lower fees,* Access and technology, we have online services and 17,000 free-free ATMs.Take a moment to visit our informative website, link above, for a full listing of our services and to learn more about our company, our customers and our culture.