Are you in over your head financially? We can help save your wages and stop repossessions, garnishments and harassing phone calls. The attorneys at the American Debt Relief Center know how to work with the courts to help you eliminate your debt and protect assets. We are designated as a debt relief agency by the federal government, authorized to do bill consolidation or straight bankruptcy under the U.S. Bankruptcy Code.We help clients throughout Utah become debt free in as little as three years with affordable monthly payments, some as little as five cents on the dollar. This program is conducted by the U.S. Bankruptcy Court, so creditors must accept your payment. You need some source of income, but no credit or collateral is needed.You do have options! Bill consolidation or Chapter 13 allows you to avoid having to do a straight bankruptcy and can protect your home and cars, even if you are behind on those payments. We are able to successfully put together a Chapter 13 plan for most of our clients, but if you aren't eligible or it is not in your best interest, we'll be happy to prepare a Chapter 7 straight bankruptcy to get rid of almost all your debts and give you a fresh start in life without the burden of debt.We can help you obtain financial peace in your life with:* Chapter 7 bankruptcy* Chapter 13 bankruptcy* Fair prices, all fees are regulated by the U.S. courts* Efficiency* Fast service, protection begins as soon as we receive your information & a low retainerCredit relief agencies can't do what we do because they are not attorneys. We can tell you specifically the amount of your monthly payment and in what month you will be out of debt. We have helped thousands of people just like you. Obtaining debt relief is not just a sideline to us, it is all we do. Hiring the right attorney is part of the peace of mind you want. American Debt Relief Center is a reputable firm. We are listed in Martindale-Hubbell Directory of Distinguished Attorneys 2010, have a Better Business Bureau A+ rating, and a member of the National Association of Consumer Bankruptcy Attorneys.For more information visit our website or call our free 24 hour recorded message.Call today for a free initial consultation and learn how we can help you. Get the relief you deserve!