Only charge a fee on completion of any business. Whole Market independent Equity Release advice. We tell you if Equity Release is best for you. The initial meeting is free - under no obligation. Tailor our recommendations specifically for you. Experienced, fully qualified advice. Member of The Equity Release Council. Perhaps you would like to fund home improvements lifestyle enhancements or that dream holiday. Maybe you need cash to supplement your income pay off debts or to help your children onto the property ladder. Equity Release can be the route to all of these financial goals as it unlocks the money currently tied up in your property. We would be happy to discuss your situation in confidence and without charge or obligation of any kind. Equity Release Specialist - Kevin Woods CertPFS, Cert CII (MP& ER) Kevin started in the financial services industry in 1979 as an 18 year old employed as an insurance agent for The Royal London Mutual Insurance. He was promoted to a Life Specialist in 1984. Kevin joined Norwich Union (now Aviva) in 1992 and from 1999 specialised in retirement advice. Kevin moved from Aviva in 2012 to join The Right Equity Release in order to provide whole market independent financial advice regarding protection and equity release.
Kevin is a qualified member of The Chartered Insurance Institute holding the Certificate in Equity Release and is a member of the Society of Mortgage Professionals. He is also a member of Equity Release Council.
Kevin is a friendly, sociable person: He plays in Woodfalls Band, one of the premier brass bands in the country; He helps out at his local church; and his professional life very much revolves around doing all that he can to ensure my clients' financial security and peace of mind. Our Services Signing up to an Equity Release plan is a bigger decision than arranging a conventional mortgage: we often deal with elderly clients in vulnerable situations. We developed our National Solicitors Network to protect clients and help their decision making. We insist that, before completion of any application, all of our clients receive independent legal advice and have at least one meeting with a solicitor. We work extremely closely with other professionals, such as solicitors, accountants and IFAs, who see us as a “safe pair of hands" into which to entrust their clients' financial futures. We also work very closely with the network of equity release providers and lenders: indeed, the closeness of our relationships with these companies is reflected in the preferential rates that our clients enjoy from them.
Because of our commitment to developing strong and long standing professional relationships with the aforementioned network of providers and lenders, The Right Equity Release has been able to secure many preferential rates and terms that are not available elsewhere in the marketplace. These preferential rates and terms naturally benefit our clients and the estates that their beneficiaries will inherit. There are many financial experts, so why come to me? Kevin's greatest satisfaction comes from helping people – making dreams come true when they thought they were impossible, or removing financial obstacles that they thought were intractable.
As a family man, with three children and two grandchildren, Kevin understand all too well the enormous financial pressures on each generation. This perspective enables him to empathise all the more with his clients, to bear in mind their needs and their goals at all times, and to source for them the very best financial plan. Specialist Independent Equity Release Advice Kevin Woods has over 13 years' experience in the Equity Release market and has an excellent knowledge of all the products available. He has hundreds of satisfied clients that have taken out equity release plans following his advice. From his knowledge of products across the whole market, Kevin will select the product with the terms and conditions interest rates that will be best suited to your needs. Kevin is a registered individual of The Right Equity Release. The Right Equity release offer face to face independent advice. Kevin will help you achieve the right equity release plan for you and will only charge a fee on completion of any business you do. Peace of mind and prosperity for his clients is his primary objective. Equity Release Council - Code of Conduct The Equity Release Council aims to protect the customer by putting safeguards and guarantees in place so that the customer has better knowledge, is treated fairly and is able to confidently decide whether Equity Release is right for them. The members, including lenders, who sign up to the Council, agree to abide by its code of conduct.
The Code of Conduct states that customers have the right to remain in their property for life. However, the customer also has the right to move the plan to another property without penalty if they should wish to do so. These undertakings give great reassurance and peace of mind to all Equity Release customers.
The Code further states that all customers will be provided with clear concise paperwork, which includes all set up costs, house move expenses and changes in house values. The client's legal work will always be performed by a solicitor of their choice, who is required to sign a certificate stating that the plan and its risks have been fully explained.
The Code of Conduct also requires the Equity Release Certificate to state the costs to the client's assets and estate. Equity Release also carries a guarantee of no negative equity. Both of these points offer valuable protection to the overall value of the client's estate and thus to the inheritance that can be left to their beneficiaries. Trading Since 2012 Find Us SO31 7DX