Youve worked hard, paid your bills and built up your credit rating and then something happened. You or your spouse lost a job or got divorced, maybe a family member got cancer or you had an accident and could not work. Now you find yourself in a real mess and bankruptcy looks like your best option . Dont feel embarrassed, you are not the first to file bankruptcy and you are not alone. Because bad things happen to good people, Congress passed the bankruptcy laws. These laws can forgive some or all your personal debt to help you start over. We know exactly how to prevent your losing your house or car or losing your wages to garnishment and how to stop harassing collection calls. We are totally dedicated to helping people get a fresh financial start and we can help you.