We represent clients in personal bankruptcies, both Chapter 7 and Chapter 13. After the Federal Consumer Bankruptcy Act of 2005, it became more difficult to file bankruptcy. Most moderate to low-income families are still able to file a Chapter 7 Bankruptcy. This type of bankruptcy, in most cases, gives the most complete relief. Depending upon the facts, and type of outstanding debt, many higher income families may also qualify for Chapter 7. Chapter 13 Bankruptcy is also available to most families. We are a federally designated debt relief agency. We help people file bankruptcy in Northern Virginia under the bankruptcy code.