Since 1935, Members Choice of Central Texas Federal Credit Union Has Been a Valuable Financial Resource for Central Texans. Unlike "for Profit" Banks, Members Choice FCU is a Not-for-profit Financial Cooperative. Members Choice FCU Does Not Issue Stock or Pay Dividends to Outside Stockholders Because the People Who Save and Borrow at Members Choice are the Owners! Earnings are Returned to Our Members in the Form of Lower Loan Rates, Higher Dividends on Deposits and Expanded ServicesTo Qualify for Membership in Members Choice a Person Must Live, Work Go to School or Worship in Bell, McLennan or Falls Counties in Central TexasAMENITY* Online Branch* E-Commerce* Apply Online* Balance Financial Fitness Program, Lang:English, Spanish