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White, Bruce M
720 Juliana St | Parkersburg, 26101
More information about White, Bruce M
I am an experienced personal injury trial lawyer located in Parkersburg, West Virginia and licensed to practice law in West Virginia and Ohio. I can help you deal with the hassles of insurance companies, doctor visits and bill collectors. If you've been hurt in a car wreck, call me! Personal injury law: That area of the practice of law concentrating on assisting claimants in recovering awards for damages to their persons. Tort claim: This is a claim based on a civil wrong done to one person by another. The person who commits the wrong is called the tortfeasor. Bodily injury claim: This is a claim to recover monetary damages for injuries to one's person from the tortfeasor, usually by way of a claim with the tortfeasor's insurance carrier. Property damage claim: This is a claim to recover monetary damages for losses to one's property (i.e., a motor vehicle) from the tortfeasor, usually by way of a claim with the tortfeasor's insurance carrier. Medical payments claim: This is a claim to secure interim satisfaction of crash-related medical expenses from the injured person's/YOUR automobile insurance carrier. For passengers in vehicles involved in motor vehicle collisions, the injured person's "first party" medical payments claim is placed with the insurance carrier of the person operating the vehicle in which the passenger was riding. If the limits of the first party claim are exhausted and the passenger has medical payments coverage (MPC) available by way of his/her own automobile policy, a "third party" medical payments claim may be initiated. Medical payments claims are usually subject to subrogation or reimbursement if a personal injury settlement is received. Uninsured motorists claim: This is a claim for insurance coverage to cover an injured party's damages that comes into play when the tortfeasor has no automobile insurance coverage in effect at the time of the collision. An uninsured motorists (UM or U) claim is made against the automobile insurance policy insuring the vehicle operated by the injured party, or in which the injured party was a passenger. Uninsured motorists coverage is required by statute in West Virginia. Underinsured motorists coverage claim: This is a claim for excess insurance coverage, typically available only after the limits of the tortfeasor's insurance coverage have been exhausted and in cases in which the payment of the limits of tortfeasor's insurance coverage have failed to make the claimant whole. Underinsured motorists (UIM) coverage is an optional form of insurance coverage that must be selected or rejected by an insured, typically at the time an insurance policy is purchased or renewed. Statute of limitations: In many cases, state law in West Virginia and Ohio provides that an injured person has two (2) years from the date of the occurrence of the injury to preserve his/her claim. In the event the two-year period passes and the injured person's claims have not been settled or otherwise preserved by the filing of a lawsuit against the proper parties in the appropriate court, then the injured person's claims are forever barredWhite, Bruce M Parkersburg address and phone
Last update:
2019-09-07 19:00:28
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